Write an article focused on “Tax-Savvy Investing: 5 Strategies to Minimize Capital Gains Tax for High Net Worth Individuals.” Begin by explaining the significance of capital gains tax and how it impacts wealthy investors. Present each of the five strategies clearly, using examples to illustrate their effectiveness. Include insights on the importance of financial literacy and working with fiduciary financial advisors for optimizing tax strategies. Conclude with a call to action that encourages readers to assess their financial literacy and consider seeking advisory support.