Explore the pivotal role of fiduciary financial advisors in preserving wealth, highlighting their obligation to act in the client’s best interest. Elaborate on risk management strategies like diversification, and tax optimization techniques such as tax-loss harvesting. Discuss the significance of longevity insurance and estate planning tools like trusts. Provide insight into inflation-protection tactics and the importance of adapting to economic changes. Conclude with a nod to philanthropic endeavors and the use of technological tools for efficient wealth management.